There is more than one insurance option available for homeowners, and a Home Insurance policy that suits one maybe completely unsuitable for the other. We want to give you a good understanding of how a Home Insurance policy can work to give your property the right protection, whether its contents cover, building insurance, or both.
Through your contents insurance, you can choose “new for old”, which can be a more financially viable option given how most of our home items can depreciate in value, other than antiques of course. If you would like your contents to be protected further under your Home Insurance policy, the optional extras of accidental damage and personal possessions cover, which can be extended for your travels, can be incorporated into your policy.
We can advise based on your home, its contents and your budget, making sure the premium you pay is within your means. What’s more we’ll make sure you fully understand the terms and conditions, and any exclusions. If your home and its contents go beyond what standard Home Insurance can offer, we’ll look at products that cater for higher value homes and possessions.
Efficient and friendly service always ready to help.Dr H Roberts