Is your home covered from flood damage?

Flood damage can be expensive to repair with the cost drying out, repairing and restoring your property, repairing or replacing damaged items as well as the cost of alternative accommodation while your home is uninhabitable. That’s why it’s vital that you have and insurance policy that will protect you from a long list of expenses keep your home protected from flood damage.

Here are a few measures you can take to protect your home from flood damage:

  • Self-inflating sandbags: The latest designs don't use sand, but can absorb as much as 13 litres of water in 5 minutes 
  • Improve and maintain drainage systems designed to take away flood water 
  • Create a barrier system around your property to help redirect the flow of water away 
  • Put your valuable items on high mounted shelves 
  • Hang TV and audio-visual equipment from walls rather than placing them on units 
  • You can buy water resistant skirting boards or varnish boards to protect against water 
  • Pumps can be bought and installed into an underfloor to extract flood water 
  • Protect walls by using a lime based plaster or by creating a draining system in cavity walls 
  • Use tiles rather than carpets as flooring which will resist water damage and be easier to clean and repair 
  • Synthetic or waxed doors and window frames will resist water damage 
  • Choose water resistant materials such as steel, plastic or solid wood for furniture and fittings for your kitchen and bathrooms
  • Raise electrical sockets so they are at least 1 metre above floor level and have no wiring at or below floor level

These help reduce flooding risk and damage but with a greater high of water they will not be a 100% effective, so always ensure that your property is insured.