Your home should be your safe space; an inner sanctuary where you can escape from the hustle and bustle of the outside world. This is why finding an insurance solution that encompasses all your family’s needs and offers you total peace of mind, is so important.
There are several insurance options available for homeowners, and whereas one Home Insurance policy might suit one family or individual, it could be completely unsuitable for another. That’s why we want to give you a good understanding of how a bespoke Home Insurance policy can work to find a solution that is right for you and your property; whether that means contents cover, building insurance, or both.
Buildings and Contents
Fixtures and Fittings
Fire, Flood and Storm Damage
Theft and Vandalism
Legal Expenses (Optional)
Home Emergency Cover (Optional)
Through your contents insurance, you can choose “new for old”, which can be a more financially viable option given how most of our home items can depreciate in value; this excludes antiques. New for old cover means that in the event that an item is lost of stolen, it can be replaced with brand new products of equivalent value.
If you would like your possessions to be protected under your Home Insurance policy, you have the option to add accidental damage cover and personal possessions cover to your policy. This can also be which can be extended for your travels, can be incorporated into your policy.
Our seasoned team can help you to choose the right type of cover for your individual needs and ensure that the premium you pay is within your means. We will make sure that you fully understand the terms and conditions and any exclusions. If your home and its contents go beyond what standard Home Insurance can offer, we can look at products that cater for higher value homes and possessions.